At Rezeki, we prioritize user privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, store, and protect your data. By using Rezeki, you agree to the terms outlined in this policy.

Introduction

This Privacy Policy applies to the mobile application Rezeki (“Rezeki,” “we,” “our,” or “us”). It outlines the types of information we collect, how we use this information, and your rights regarding your personal data.

Information We Collect

We collect personal information from users in several ways, including when you use Rezeki, register an account, and interact with the application. The information we collect includes:

2.1 Personal Identification Information

Registration Information: When you create an account on Rezeki, we collect your phone number and any other details you provide during the registration process.

2.2 Financial Data

Income and Expense Data: When you record and manage financial activities within the app, Rezeki collects data related to your income and expenses. (Your data is stored locally only.)

2.3 Device Information

Device Data: We collect information about the device you use to access Rezeki, such as device type, operating system, unique device identifiers, and mobile network information.

2.4 Usage Data

App Activity: We observe app usage patterns to improve the app's performance, functionality, and user experience. This includes information on the features you interact with, the time spent in the app, and your preferences.

2.5 Location Data

Geolocation: With your permission, Rezeki may collect location data to offer services tailored to your geographic area, such as regional financial advice.

How We Use Your Information

The information we collect is used for various purposes, including:

• Providing Services: Offering financial tools, insights, and personalized advice within the app.
• Personalization: Customizing financial tips and insights based on your financial behavior and patterns.
• Account Management: Creating and managing your Rezeki account, including user authentication and customer support.
• Communication: Sending app updates and other relevant information.
• Improvement and Analysis: Enhancing the app's functionality, conducting research, and analyzing usage trends to provide a better user experience and performance.
• Legal Compliance: Complying with applicable laws, regulations, and legal obligations.

Information Sharing

We respect your privacy and do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following situations:

4.1 Service Providers

We may share your data with trusted third-party service providers who help us operate the app, process payments, or provide customer support. These service providers are obligated to keep your information confidential and only use it for purposes related to the services they provide to Rezeki.

4.2 Legal Compliance

If required by law, we may disclose your information, such as in response to a subpoena, court order, or other legal processes, or to protect Rezeki, our users, or others' rights, property, or safety.

4.3 Business Transfers

If Rezeki or its assets undergo a merger, acquisition, or sale, your personal information may be transferred as part of the transaction.

Data Security

We take data security seriously and implement various technical and organizational measures to protect your personal information, including:

• Encryption: We use encryption technology to protect sensitive data during transmission.
• Secure Storage: Your financial data and personal information are securely stored within our systems, accessible only by authorized personnel.
• Regular Audits: We conduct regular security audits to identify and address potential vulnerabilities.

While we make every effort to ensure security, data transmission over the internet or electronic storage is not completely secure. We cannot guarantee absolute security but take all reasonable precautions to protect your data.

User Rights and Choices

As a user of Rezeki, you have the following rights regarding your personal data:

• Access and Correction: You have the right to access the personal data we hold about you and request corrections if the data is inaccurate or incomplete.
• Deletion: You can contact us at any time to request the deletion of your personal data. Please note that some data may be retained for legal or legitimate business purposes. You can delete your account directly within the app, but once deleted, your account cannot be recovered. Please consider this carefully.
• Withdrawal of Consent: You can withdraw your consent to data collection at any time by adjusting the app settings or contacting us directly.

Data Retention

We will retain your personal data only for as long as necessary for the purposes outlined in this policy or as required by law. When data is no longer needed, we will securely delete or anonymize it.

Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. If we make significant changes to how we process your data, we will notify you via the app or email. Please review this policy periodically for updates.

Contact Us

If you have any questions or concerns about this Privacy Policy or the way your data is handled, please contact us:

Rezeki Support Team
Email: service@mohansahni.com